篇一：各种Essay的写法
1， 在essay
里，你不能用第一人称，比如：I，me，mine，my(我）这些你要是一用，就是扣分。 2， we（我们）这只有在指很大一个数不清的集体的时候可以用，比如 ：our humans 我们人类，这样的可以用。要是只是指你和你朋友我们，那样的话不行。
3， essay里一定不能有私人用语，比如 stuff 东西，这种说法感觉太私人。 4， essay 里的语句一定要很肯定，不能含糊，比如：she is like friendly towards him. 她好像对他很友好。 句子用了 ‘好像’，这就是不肯定。
5，essay里的段落一定要有顺序，每个段落里都要先有开头句topic
sentence（一个话题），然后支撑句 support sentence， 结合句 linking sentence，总结局 conclusion
6，段落里一定要赞成主题的题目，不能跑题
7，essay 里不能写缩写字，比如 cause，because 的缩写，不能有
Agreement: 主语和谓语在人称、数上的一致，关系代词与先行词的一致。 Ambiguity: 尽量不去使用可能引起歧义的词语或句子。
Brief: 文章"简为贵"，要抓住要点，简明扼要。
Coherence: 文理通顺，前后连贯。
Development: 主题的发挥应当充分、合理、正确。
Division:
词汇、句子、段落要分配使用得当，划分要清楚，避免使用重复字句和种子片段。 Figures: 正确合理使用各类修辞格式。
Inflated diction: 不使用做作的语言。
Key: 用适当的关键词突出主题，每段都应有主题句。
Logical: 内容要符合逻辑。
Message: 信息要新鲜、确实、可信。
Omit: 合理删除多余的不必要部分。
Proposition: 主张、观点、论述要清楚肯切、合情入理。
Punctuation: 正确适时使用标点符号。
Relevant: 文章一定要要题。
Sentence pattern: 句型要尽量多样化。
Strait: 开门见山，直来直去。
Style: 文体恰切，适合内容要求。
Tense: 动词时态要正确、一致、变化合理。
Theme: 选题得当，主题突出。
Essay 由 introduction， body, conclusion,
reference四部分组成，下面以这篇文章为例，教你如何写作一篇符合格式的essay 全文统一用times new roman字体，小四，1.5倍行距
Essay 是理论性较强的论文，通常情况下，一定用第3人称，禁止出现“I”，“we” “our”， “you”, “your”这些第一,二人称字样，注意语言措辞，多用些副词。为了避免使用 第一人称，某些地方可以用被动语态或其他句型代替。
内容方面：
1， 由于essay理论性较强，请用相关例子来支撑论点，避免空谈理论
2， 在叙述完了理论之后，请一定要对理论进行评论，体现作者的critical thinking 3，请多用的数据和图表，使用数据图表时请附上reference表明出处。
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Introduction
（essay的introduction只有一段，但由两部分内容组成。蓝色字体的地方是introduction的第一部分，
它相当于一个开篇，引出Essay代写这篇essay的主旨。然后从this essay
will开始是introduction的第二部分，介绍本文结构，不要再用the structure is like this这样的语句了，比较chinglish。介绍结构请统一用将来时态）
Since the setting up of the first factories in the late eighteenth century, management had become a problem seriously affecting the factories’
production. Then, management was gradually recognised as an important element of the success or failure of a company. Until the nineteenth century, the systematic and scientific management theory came out with its leading
thinkers, two of whom were well known as Frederick W. Taylor and Elton Mayo. Both Taylor and Mayo stated the importance of the productivity and cooperation between managers and workers. This essay will firstly discuss these similarities in their different management theories and how they relate to each other.
Following this, it will explain the differences of the two theories concerning the consideration of the human beings during management. Finally, it will look at how the two theories affect the feeling of workers and support increasing the productivity and maximising the efficiency.
（Introduction之后body，把文章分成几大部分讨论，每一个板块写一个小标题，加粗）
Similarities and relations in management theories of Taylor and Mayo
Although Taylor and Mayo have different management theories, they both aim to make workers more productive and efficient during the management. Taylor, the founder of the movement known as ‘scientific management’, states ‘The principal object of management should be to secure the maximum prosperity for the employer, coupled with the maximum prosperity for the employee’
(Taylor, 1947, p.36). According to this, workers should be trained as ‘first-class’ and follow the methods of the work which managers have carefully analysed and set up. Workers are not responsible to think about the way of doing the work, and they just do what managers
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tell them to, and that makes them more productive, which is the aim of work. Taylor is much concerned about increasing the output of the production
systematically and scientifically and at the meantime decreasing the cost per output. Taylor (1947) believed that by scientifically selecting them, workers
would possess the physical and intellectual qualities to enable them to get work done systematically and efficiently and consequently achieve the output. Similarly, Elton Mayo also pays much attention to productivity and efficiency. Mayo (1933) introduced rest pauses as one technique and explained its
importance for accomplishing work productively. The rest periods eliminate the monotony of the work, which can lead to ‘pessimistic reveries’ (p.59). Workers could re-participate into the task fast due to the relief of postural fatigue and impaired circulation during the rest pauses. Generally speaking, both Taylor and Mayo treated labor as the main sour
怎样写你的目标
by Sandy Kreisberg
Founder of the Cambridge Essay Service
每个申请MBA的人都要吞一块“硬骨头”——写论文（Essay），论文要求你：
（一）评价你的事业；
（二）表述的目标；
（三）说明你为什么申请这个商学院。
-Why are you seeking an MBA from the University of Chicago Graduate School of Business? What do you hope to experience and contribute? What are your plans and goals after you receive your degree (750 words maximum). 这是今年芝加哥商学院的典型问题。
-Briefly assess your career progress to date. Elaborate on your future career plans and your motivation for pursuing a graduate degree from Kellogg (One to t
wo double spaced pages).
这是凯洛克商学院的另一版本。
-Please discuss the factors influencing the career decisions you have made that, in turn, have led you to your current position. Why is now an appropriate time to pursue an MBA, and what will you contribute to the class entering in the fall of 2000? What are your career goals for the future, and how will you avail yourself of the resources at the Wharton School to achieve these goals? 沃顿商学院的类似问题似乎问得更为具体。
实际上，最难的问题是关于你的目标。申请者很容易阐述自己的事业，因为它们实际存在，但当被问到未来的目标，许多人都沉默了。目标并非没有，而是难以阐述，因为大多数人的目标是不具体的，只想追求一种更好或更有成就感的生活。而这，很难打动人心。
无论如何，要写好你的目标，仍有很多你应该熟记于心的要点和绝对应该避免的问题。
1. 在你过去经历的基础上构筑你的目标。
最好在你过去经验的基础上对未来的目标加以人格化和多方面的陈述，而不是单纯说你的“希望”。这样，你的目标是从过去发掘并积累而成的，它们有“现实”作为生长土壤，不空洞，也不生硬。
所以不要说“My goal is to become a consultant to high-tech firms starting business in Asia”，最好的说法是“Based on my experiences working in India and Hong Kong as a programmer and business analyst, and on my project leader work at Cenco Corporation in Singapore, my long term goal is to return to this area and start a consultancy advising large technology companies how to 'do business' as an employer in these countries.”。
而且你的目标最好是人格化的，有特色的，感人的。许多申请者要成为咨询顾问、投资银行家、股票投资商或是高科技公司的总裁。而你能够从过去的经历建立一个的目标，它们就变得既有趣又富有人情味。
2. 把你的目标分成阶段性。
想使你看起来很有理性，对人生深思熟虑，最好把你的目标分成阶段性：长期目标、中期目标和MBA毕业后的短期目标。分段构思使你能够真正达到长期目标，而且读来也十分可信，同样为你攻读MBA提供了合理的解释。学校能在成千上万的人中发现你就是因为它们确信你知道毕业后什么工作最适合你（他们同样想知道这种工作是否可能实现，是否其他毕业生已拥有同样的工作，你也应该在写之前看一看）。应该与学校的Career Office联系，了解最近的毕业生从业情况，你对自己未来事业的描述必须有同样的起点。
3. 使用“Interests”和“Could Take The Form”的句型来写长期目标。
不要在撰写长期目标时将工作写的过于具体明确，只需指出工作技能和你所感兴趣的领域，比如领导、创立公司、战略、营销、管理等。想使它具体化，你可以把这些兴趣和技能写到工作上的具体应用。例如：
Based on my leadership and cross-functional team experiences as the SDK Laser X-Ray project leader at Medco in California , and as a marketing specialist at Jetco in Shanghai, my long-term career objective is to use my technical and marketing know-how and leadership skills to help China obtain high-tech medical equipment. This goal could take the form of my starting a company in China to import or distribute such equipment, or my heading the division of a large American high-tech medical device firm such as X-med, Y-med, or Z-med with production for the Asian market as its goal.
My short-term goal after my MBA is to move from R&D to general management in a health care technology company such as X or Y. My five-year plan is to gain experience in various aspects of the health care technology business including business development, marketing, operations and strategy and also to establish my credibility in running a medium-sized organization.
4. 谈论你的长期目标时，列出你心中一两位英雄，或者你心中最欣赏的公司。
如果能够列举出你钦佩的商业人物，一定能为论文增强说服力。也可以列出公司名称，根据上面的举例，应该写成：
Based on my experiences as the SDK Laser Widget team leader at Medco in California , and as a marketing specialist at Jetco in Shanghai, my long term career objective is to use my technical and marketing know-how and leadership skills to help China obtain high-tech medical equipment.
I am greatly impressed by such companies as IndusMed and BengalRx which have specialized in bringing hi-tech medical devices to the Indian marketplace and I hope to replicate some of their success on the Chinese Mainland. Also, Sammy Lee, the Chinese Minister of Hi-Tech, is a personal hero of mine for his efforts to make technology bridges with Western suppliers. Mr. Lee's own company, Go-Go East, which is the leader in supplying Chinese and Hong Kong casinos with the latest in Western hi-tech gambling technology, is a good sign that China may soon be open to medical devices as well.
有一点不要忘记，提到这些公司和人名的时候，只须有限地提及一两句，举出实际的名称当然证明你知道你在谈论的重点，但文章的重点是你自己。
篇二：写Essay的技巧
在帮助学生应付大学学业的过程中，我发现很多学生对大学作业有着一些误会。这些错误的观念不仅导致他们花费大量的时间在作业上，也导致他们从来不能获得理想的作业分数。很多学生花一个星期在一篇2000字的Essay上，自己感觉已经竭尽全力，但是交作业的时候还是惴惴不安，祈祷一帆风顺，成绩却还是差强人意。其实，作业并非那么困难，只要你掌握作业的技巧，明白大学的要求，以及老师的阅读习惯，就会获得很好的分数。以下是本人总结的十个完成大学作业的误区。如果同学们不能从这些误区走出来，那么大学的学业仍然是非常困难。 误区1：写essay或者report要从introduction写起
写作业如同吃鱼，要从鱼身吃起，而不是鱼头。
我看到很多学生对着Introduction这个heading苦思冥想，毫无头绪。学生写了删除，删除后又重写，反反复复，就introduction就可以写上一天。这是一个错误的做法。
不管essay或者report，introduction都要放到最后写。原因有二：
1， 学生在不知道主体论述部分写什么内容的情况下，Introduction是不可能很快的完成，因为Introduction经常包含对内容的大致介绍。
2， Introduction的分重很低，只要简单明了，让老师知道大概的论述方向，就达到了目标和效果。
误区二：先做Research，再开始写
写作业象看病，小病自己解决，大病再找医生。
以前在大学读书，因为工作的原因，经常需要很短的时间去完成essay。譬如说，在一个很难的research essay上，我只用了四个小时。旁边的同学总是以为我是不上进的学生——他们认为，一个好学生，不可能只花四个小时在作业上。最后成绩出来，30分的作业，班上80%的中国学生只拿了9分，而我拿了22分。很多同学，包括KIWI，都来问我怎么写的，因为这是很著名的杀手课。
其实，我的方法很简单。看到作业的题目，我首先是自己去想，按照常识和上课的内容，去思考大致的观点。每当想到一个观点，我就写下来，并且解释这个观点。且思考且动笔，在没有做research的情况下，我已经写好了700字。
当思维“弹尽粮绝”的时候，我开始做Research。有了自己思考的基础，做Research有很清晰的方向。堆堆填填，缝缝补补，一个1500字的essay就写出来了。
先做research再动笔这个习惯有个很大的弊端：你所看到的一些文章，里面的观点可能是不重要的观点，或者是老师不强调的观点。这些观点写上去，老师不欣赏，只会给你很糟糕的分数。我看到很多学生辛辛苦苦做了research，老师却大笔一划，写上“irrelevant”。老师非常希望学生的作业出现他/她所希望看到的东西。否则，他/她怎么会给出一个好的分数？
误区三：英文好，才能够完成好的作业
世界上最畅销的产品，不一定是最好的产品。同样的道理，最高分的作业，不一定是最博学的学生写出来的。
诚然，语言能力好的同学阅读速度更快，表达能力更高，因此完成作业的效率比较高。然而，如果不掌握作业技巧，譬如说文章的结构和论述方式，语言能力好的同学也未必能够拿到好的成绩，至少未必能够拿到理想的分数。反之，语言能力不好的学生，未必不能够在作业中拿到好的分数。 好的作业，总是让老师觉得这个学生懂得很多。如何影响老师对作业的观感？语言固然重要，段落的结构、解释观点的方法、副标题等等，都是很重要的环节，虽然这些细节很少被大家注意。一个老师每天要改几十份作业，重复性那么大的工作让人焦虑和烦躁。如何让老师知道你已经掌握足够的知识？技巧很重要。
因此，写作业就象征婚，将自己的优点尽可能放大，将自己的缺点尽可能缩小。不怕刨牙，只要懂得笑不露齿，不怕皮肤黑，那是喜欢户外运动，不怕个头低，只要找准增高鞋。
误区四：写作业要满足字数要求
写作业就象女人穿衣服，多一点少一点无所谓，关键是丈夫接受和喜欢。
很多学生写作业总是紧张地查看自己的字数，怕过多或者过少。任课老师在作业上设字数限制，主要目的是为了提醒学生要长话短说。如果字数超过3000，任课老师是怕学生偷懒，该写的没写。
因此，老师在改作业的时候，不会忙不迭地看作业的字数，然后决定作业是得A还是得C。更多的时候，老师只在乎作业有多少单词是充字数，有多少耐读的东西让他爱不释手。 该写的大书特书，不该写的能省则省，才是高分的关键。
误区五：语法不重要
写作业就象举办奥运会，七分靠本事，三分靠门面。语法对两者都有大用。
很多学生认为语法在作业占的比重很低，一般只有5-10%，所以不加以重视。事实上，语法对作业的影响很大。
首先，语法错误少的作业更加容易得到老师的尊重。老师感觉到学生对待作业的认真，往往容易给一些感情分。
其次，语法错误减少，老师阅读学生的作业更加轻松，更加能够明白学生的观点。反之，如果语法错误满目皆是，老师会失去认真阅读的耐心，草率给出一个分数。
同样的观点，同样的知识，不同的语法能力，得到的是完全不同级别的分数。
误区六：TURNITIN法力无边
写作业要学金融大鳄索罗斯，将投机合法化。
“天下文章一大抄”。优秀的作业都是抄出来的，如果不抄，就只能用自己的观点去写，后果就是写不出老师需要的内容。随便打开任何作业的要求，不难发现有这么一句话——“you should refer to academic journals, textbooks and other sources for relevant theories”（“你需要参考学术报刊，课本和其他资源获得相关理论”）。仔细阅读这句话，不难发现，大学鼓励学生拾人牙慧。引用和抄袭是同义词。抄得好，就是引用，抄不好，就是抄袭。
因此，“抄”是一门艺术。大家不要以为只有本科生才“抄”，随便打开任何硕士或者博士生的毕业论文，里面都有一个可爱的部分叫“literature review”。这个冠冕堂皇的“review”，就是抄袭前人文章的集中营。既然博士的文章可以上大雅之堂，本科生的文章就绝对不是下三滥，更不可能命丧Turnitin.
很多学生在写作业的时候，对引用书本的话是又爱又恨。爱的是方便，恨的是危险。Turnitin给人感觉是个无所不能、明察秋毫的杀人软件，可以让任何抄袭无所遁形。
事实上，引用书本的话有很多技巧。在语法上，我们可以通过修改语法结构，使用近义词等方式，让原话改头换面。如果我们还有忧虑，大可以通过增加例子、深入阐述的方式，让原话彻底收归己有。在人类的智慧面前，Turnitin这种呆板的软件，是束手无策的。
误区七：慢工出细活
做作业不能象广东人煲老火汤，慢火出好汤；做作业要象涮羊肉，涮得快，才有感觉。
很多学生写作业总是写写停停，停停写写，今天安排写两段，明天安排写三段，以为这样推敲斟酌，才能够写出好作业。
这种思维最大的问题，就是作业会失去连续性。句子之间缺乏连贯性，而段落衔接不好，会给老师留下一个敷衍作业的印象。此外，作业贵在一气呵成，否则第二天重新再写，往往需要很长的时间去回想昨天写过的内容和思考遗忘的观点，影响作业完成的效率。如此一来，很多学生就情愿花钱找人写，认为自己没有时间去完成作业。这种依赖的心理一旦形成，学生就不会相信自己的实力和能力。
误区八：APA Reference很重要
很多同学总要花一个钟头检查自己的APA Reference格式，是否斜体，是否漏了句号，等等。APA Reference固然重要；然而，除非明显的错误，否则老师不会眯着眼睛，对照你的Reference是否有丝毫错误。
在考虑reference的质量过程中，老师会参考两个因素：
一，作业所依赖的参考资料是否和作业相关。
二，参考资料是否来自学术报刊和书籍。
只要满足这两个要求，APA reference就能让老师心满意足。我们的作业培训，如何提高APA Reference的质量是一个重要的技巧。一个漂亮的APA Reference List，让老师觉得学生付出了莫大的努力，是获得高分的关键。
误区九：越复杂越好
很多同学以为用复杂的句子，或者单词，就会得到老师的好感。这是一个错误的观念。大学作业不是语言考试，不需要使用复杂的从句，也不需要使用鲜见的单词。用简单的句子，和恰当的单词，展示对某个论题的理解和知识，就足以获得很好的分数。
误区十：找中文资料，用英文翻译
我不久前知道这个古老的方法。这种方法非常拙劣，效果非常低。
首先，很多中文资料本身就有问题，不能够作为有效的观点。
其次，不能够提供有效的reference
再者，学生的语言水平不足，很难将资料有效地翻译，然而使作业不伦不类。
英语学术论文常用句型
Beginning
1. In this paper, we focus on the need for
2. This paper proceeds as follow.
3. The structure of the paper is as follows.
4. In this paper, we shall first briefly introduce fuzzy sets and related concepts
5. To begin with we will provide a brief background on the
Introduction
1. This will be followed by a description of the fuzzy nature of the problem and a detailed presentation of how the required membership functions are defined.
2. Details on xx and xx are discussed in later sections.
3. In the next section, after a statement of the basic problem, various situations involving possibility knowledge are investigated: first, an entirely possibility model is proposed; then the cases of a fuzzy service time with stochastic arrivals and non fuzzy service rule is studied; lastly, fuzzy service rule are considered.
Review
1. This review is followed by an introduction.
2. A brief summary of some of the relevant concepts in xxx and xxx is presented in Section 2.
3. In the next section, a brief review of the ....is given.
4. In the next section, a short review of ... is given with special regard to ...
5. Section 2 reviews relevant research related to xx.
6. Section 1.1 briefly surveys the motivation for a methodology of action, while
1.2 looks at the difficulties posed by the complexity of systems and outlines the need for development of possibility methods.
篇三：essay范文
Essay 由 introduction，main body, conclusion, reference四部分组成，下面以这篇文章为例，教你如何写作一篇符合格式的essay
全文统一用times new roman字体，小四，1.5倍行距
文章中请不要用I，WE，OUR，YOU，YOUR之类的主观性强的1，2人称，可以用被动语态或其他句型代替
1.0 Introduction (分两部分)
Allainz the biggest insurance wants to further expand its business, globally. Among all the countries India and China are two most attractive markets. Before deciding which market to involve in, a detailed market research is indispensable. This essay just gives a comprehensive study over the two markets. (第一个部分介绍essay的主要内容)
Firstly, this essay will make a general overview of the insurance industry globally, and the second part is the information of the Allianz Group. Subsequently it will make some market analysis of Chinese insurance market. The analysis of Indian insurance market lies in the fourth part of the easy. Finally it will put forward some recommendation for the marketing selection and entering strategy for the Allianz group. （Introduction第二部分介绍这篇文章的结构，按照firstly, secondly,…finally的固定形式介绍文章结构，你只需列入body里面介绍的每一点）
（Introduction之后是main body，把文章分成几个小点讨论，每一点写个小标题，加粗）
2.0 The general overview of the insurance industry globally
The insurance industry is the industry dealing in risk and larger sum of money is indispensable for the business of this line. Insurers promise to compensate individuals and businesses for future losses, in exchange for a premium, thus taking on the risk of personal injury, death, and damage to property, unexpected financial disaster and just about any other misfortune. Insurance companies also purchase their own type of insurance, called reinsurance, which allows them to insure large risks and to spread the risk on smaller accounts. Insurance companies rely on investment income to make a profit, since premium alone is typically not adequate to pay claims.
In the past 10 years, the world actual GDP increased by 2.9%, averagely, keeping a
stable increase. The GDP increased 3.4% and reached 44.4453 trillion dollars in 2005, globally. Simultaneously, the insurance industry developed rapidly and played a more and more important role in the world economy activities. The total revenue of insurance industry was only 1.406 trillion dollars, but it increased to 3.426 trillion dollars, with the annual increase rate of 5.72%.
3.0 The information of the Allianz Group
The Allianz Group is one of the world's leading insurers and financial services providers. It was founded in Berlin, in 1890. Allianz Group provides its more than 60 million customers worldwide with a comprehensive range of services in the areas of property and casualty insurance, life and health insurance, and asset management and banking. In fiscal year 2005, Allianz's total revenues amounted to some 100.9 billion Euros. At the end of 2005 Allianz Group had more than 1.26 trillion Euros in assets, under management. Of this, 743 billion Euros were assets managed for third parties.
4.0 Two feasible markets for Allianz group to enter
China and Indian, as the two biggest developing countries in the world, hold great attraction to foreign companies. Large portion of the 500 biggest companies of the world now have invested in or are preparing to develop in the two countries. Both China and India have huge population, thus possess immense potential markets. Allianz who wants to seek for further development and keep its leadership in the insurance industry must extend its business to China and India. As a matter of fact the Allianz Group has already invested in China and India, but the total investment cannot justify the large market of the two countries, so the leaders of Allianz decide to further extend its business in the two countries. Nevertheless, for the two countries, which one shall be prior? Further investigation and analysis will reveal which country is more attractive to Allianz.
4.1 Analysis of Chinese insurance market(请多使用大标题，小标题，让逻辑结构更加清晰。)
a. The cultural analysis of China
China is a nation with a glorious long history. During the splendid 5,000 thousand years, the Chinese nation has created the unprecedented culture. There are over 1.3 billion people and mandarin is the official and most widely used language. The Chinese nation is formed of 56 different nationalities and the Han nationality is the majority which has over 90% of the total population. China does not have state religion, but Buddhism is the most popular religion, next to that is the Dao religion (a religion originates in China). Some of the minorities believe in Muslin. In recent years, the education develops fast in China and the college students consist of a large part. Chinese have their special culture and it will influence the business dramatically. For example in China black represents death and red is the color of happiness. Eight is a lucky number for Chinese, while 4 is a disaster (Jin and Xiu, 2006)
b. The economic, political and legal analysis
Since Chinese government adopts the open up policy, Chinese economy boosts year by year and China is one of the countries that have the most rapid development speed. In the years between 1999 and 2004 the GDP increased by 10.8 on average. The economic environment improves a lot and the country gradually changed from government planned economy to market economy. With the population of over 1.3 billion people, China has the largest market. The fast economic growth promotes demand for production machines and consumption products. As the service line lags behind compared with the industry, there is great potential for service products.
Prior to 1979, foreign companies were not allowed to enter China. However, significant changes took place since then. Chinese government put forward a serial of policies to promote Chinese foreign trade and attract foreign investment. In 2002, the total value of import and export reached 620.79 billion US dollars and absorbs 52.74
billion US dollars. Chinese market opens step by step and it expedites its steps after joining the WTO. Before 2005 foreign companies are not allowed to handle in lots of lines, especially the service industry such as finance and insurance. Many lines have limited the shares that a foreign company can have. Nevertheless, China loosens these restrictions and many companies can operate separately.
c. Market audit and competitive market analysis.
China’s insurance market develops at a fast speed. The rapid growth of premium income stimulated the insurance asset to a rapid expansion. By the end of 2005, the total insurance asset had amounted to RMB 1522.594 billion, and the total insurance capital had exceeded RMB 100 billion. The insurance companies hold treasury bonds of RMB 358.83 billion, financial bonds of RMB 178.51 billion and corporate bonds of RMB 10.76 billion. There are 1.815 million staffs engaged in insurance, accounting for over 40% of the total number of staffs in financial enterprises in China. At present, only 4% of the 1.3 billion people have personal insurance. As more and more people will own their private cars and house property, the premium is destined to rise, so it will become more attractive.
Along with the rapid growth of economy, the insurance policies change fast, especially the market access which has improved greatly. In 1992 China began to allow limited access to foreign American International Group (AIG) is the first foreign insurer to conduct insurance business in China. Following it Tokyo Marine and Fire Insurance and Winterthur Swiss Insurance entered in 1994 and 1996, respectively. In 2004, a number of insurance companies got the authorization for establishment, including the first agricultural insurance company, the first construction insurance company and the first pension insurance company. By the end of 2005, there are 93 insurance corporations altogether in China, among which six were insurance groups and 82 were insurance companies (including 40 foreign insurance companies and 5 insurance asset management companies).
《2000字essay》
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